With payroll direct deposit, you may be able to get paid up to two days early!1


The BankMobile Vibe Checking Account is only available to eligible students attending partner colleges wo use the BankMobile Disbursements platform powered by BMTX, Inc.) to distribute refunds to students. Ask your school if they offer the BankMobile Vibe Checking Account.


Your employer sends payroll instructions to the Federal Reserve.
The Federal Reserve tells us how much you should be paid and when.
Instead of making your money available to you on that date, we make it available to you as soon as we receive that notification from the Federal Reserve, up to two days early.1

It’s that easy! No extra cost, just your money available to you up to two days earlier.


Ready to enroll in direct deposit and start getting paid early?1

To enroll in direct deposit, simply:

Provide your employer with your account and routing numbers provided at the top of your account statement or in the BankMobile App under “Direct Deposit”.
Use our handy enrollment form that you can complete and submit to your employer.

1 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such deposits on the business day we receive notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.